Paul

I'm just a guy with a lifelong interest in personal finance and investing. I want to share our journey in personal finance together. More...

What Is Asset Allocation?

Asset allocation.

Asset allocation is simply the distribution of your investment assets across the spectrum of asset classes. For example, you may be invested equally in stocks, bonds, certificates of deposit, and gold coins. In this case, your asset allocation is: 25%...

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What Is My Capital Gains Tax Rate?

As with ordinary income, there are multiple rates for capital gains taxes. Your capital gains tax rate is a function of (a) how long you held the investment and (b) your total taxable income. Short-term Capital Gains vs. Long-Term Capital...

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