I am not a financial planner, financial advisor, investment advisor, tax planner, accountant, or attorney. I hold no licenses, certifications, or professional designations in any of these categories. I do not offer advice. What I provide is information, entertainment, and personal opinion only. Stories and examples I share generally represent what I have done, what I am doing, and/or what I plan or hope to do in the future. Mentions of specific investments, asset classes, services, or products are not recommendations. Links to external sources do not imply my endorsement. For advice specific to your situation, you should consult a competent financial planner, financial advisor, investment advisor, tax planner, accountant, or attorney or your choice.